The auto insurance definition for at fault is an individual that is responsilbe for (therefore liable for) loss or destruction due to an accident or incident. For expample if you were crossing an intersection and someone runs a red light and t-bones or crashes into your car they would be at fault.
The news bit of the day comes from the Chicago Tribune and its regarding common conceptions related to car insurance policies. Read it by clicking on here. This is a nice easy read that most will learn at least something from (like whether vehicle color has any bearing on premiums) and increase your knowledge on auto coverage.
The driving tip of the day is don’t be over confident with a motor vehicle in icy or snow conditions. Those conisdioner can be treacharous and can immobilize evn 4 wheel drive vehicles.