Is your car loan more than the value your auto insurance company would pay you if your vehicle was wrecked in an accident? It could very well be and if that were to happen it could make it difficult to replace the automobile. There is an add on often available to address this issue and its called a gap rider. It makes up the difference between what the insurance companies determined value of what the vehicle is worth and amount left on the loan. It is at the very least worth consideration consideratino for those with automobile loans.
The car insurance definition of the day is assigned risk. This term refers to drivers that have been deemed high risk to provide coverage to because of a negative history related to motor vehicle incidents (generally multiple). Often states set up pools of carrriers in order to get individuals in this situation coverage.
The news choice of the day is one that is a request to Old Saint Nick or Santa Claus for a decrease in auto insurance premiums. This comes from a website north of the border in Canada. The spirit of the story is enjoyable. To check this out go here.