Credit cannot be a Factor in Auto Insurance Premiums in Massachusetts

Credit can no longer be used as a factor when determining consumers’ insurability or the amount of car insurance premiums they’ll pay in Massachusetts.  The governor of the state made it official recently when endorsing a bill that disallows the use of credit.  This action solidifies into law regluations that had been previously put into place.

This can be seen as a win for consumers and citizens of MA.  It comes at a time where people are suffering from unemployment and conditions where a credit scores have become harder to maintain.  The use of credit in determining auto insurance premiums has been a controversial issue as are other factors like the use of occupation.  Many if not all consumers don’t think that these things should have any sway in what they pay for coverage.  What matters to them are driving habits.  Of course not all insurors use credit as a determining factor either even though it is an accepted practice in many states.

Below is an explanation of the use of credit  in determining car insurance premiums (where in several states it is allowed):

 

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Cambridge MA Insurance

The following is a listing of  insurance agents in Cambridge, MA.

  • Allston Ins. Agency Inc. has been around for longer than 20 years.  They work along with carriers like Pilgrim, Travelers, RLI, Commerce etc.  Allston can look for coverage in Cambridge for: car insurance, boats, homeowners, umbrella, personal items, renters, motor homes and more.  Reach them at (617) 868-6688 or 955 Massachusetts Avenue Cambridge, MA 02139.
  • Congress Auto Ins. Agency, Inc. was established in 1927 and is independent. This agent can help with coverage in Cambridge on car  insurance, homeowners and motorcycle.  Call Congress at (617)  354-5010.  They have a 4 locations around the state including their local one: 10 B Magazine Street Cambridge, MA 02139.
  • Dudley & Borland Ellis & Andrews Ins. Agency, Inc. was started back in 1888 and are independent.  They are affiliated with insurers such as One Beacon, Utica Mutual, Plymouth Rock, Andover Companies and more.  This agent can get quotes in Cambridge life insurance, car, homeowners, business owners, condo etc.  They can be phoned at (617) 876-2440 or visited at 30 Brattle Street Cambridge, MA, 02138.
  • John L. Danehy Real Estate and Ins. LLC was founded in 1960.  The carriers they partner with for coverage include: CNA, Vermont Mutual, Arbella, National Grange etc.  This agent can be of use with quotes in Cambridge MA for auto insurance, homeowners, business plus more.  They can be called at (617) 547-6800 or see their office at 2294 Massachusetts Ave. Cambridge, MA 02140.
  • Savage Ins. Agency, Inc. was initiated in 1979 and is independent.  The providers they work with for coverage include Hingham Mutual, MPIUA, Arbella etc.  Savage can offer quotes on homeowners insurance, auto, renters, commercial general liability, workers comp & more.  Contact them by telephone (617) 868-8780 or their location is 1305 Cambridge St, Cambridge, MA  02139.
  • WT Phelan Ins. Agency was created in 1898 and is a family operation.  They represent companies such as Hagerty, Fireman’s Fund, Hanover, Chubb, Progressive, Safety, Quincy Mutual, Commerce etc. WT Phelan can assist with quotes in Cambridge for life insurance, condo, business, auto, renters + more.  Reach out to them at (617) 876-0876 or in person at 1812 Mass Avenue Cambridge, MA 02140.

Springfield MA Insurance

This is a listing of health, business, life, homeowners and auto insurance agent in Springfield, MA.

  • Economy Ins. Agency can help provide coverage for auto, truck, condo, motorcycle, and homeowners.  They have a staff of 4 and are able to help clients that speak Spanish/Espanol.  This agent can be phoned at the following number: (413) 736-6785.  See them in person at their address of 1691 Main Street #1  Springfield, MA 01103.
  • GW Morisi Ins. Agency Inc. has been around for greater than 60 years and is a family operation.  The carriers they work with include: Middle Oak, Bunker Hill, Pro Mutual Group, Safeco, Quincy Mutual, Hanover, Tower Group, Zurich plus more.  GW Morisi can be of use in getting quotes in Springfield MA for car insurance, homeowners, life, valuables, liquor liability, workers comp, errors/omissions, group disability etc.  Contact this agent at (413) 781-5101 or at their address of 155 Maple St. #403 Springfield MA 01105.
  • Lawson, Marino & Bertera/FieldEddy are independent agencies that affiliate with insurers Preferred Mutual, Hanover, Safety, Travelers etc.  They can be of use in getting quotes in Springfield for homeowners insurance, car, life, renters, group benefits, workers comp, business plus more.  Reach this agent at (413) 781-0671 or their office is at One Monarch Place Springfield, Massachusetts 01101.
  • Neill and Neill is a family operation that has been in business for greater than 85 years.  They are partnered with companies like: Union Mutual, Travelers, Arbella, Safety, Great American, Hanover, The Hartford etc.  This agency can help with quotes in Springfield for life insurance, auto, homeowners, long term care, umbrella, contractors liability, workers compensation, farmers and more.  Call them at (413) 732-4137 or their location is 662 Riverdale St., West Springfield, MA 01089.
  • The Axia Group is an agency that affiliates with the following providers: One Beacon, MA Fair Plan, The Concord Group, Chubb, Peerless, Quincy Mutual, Grundy, VPI Pet etc.  They can assist in obtaining coverage in Springfield for car insurance, homeowners, umbrella, rental property, business owners, general liability and more.  Ring them at # (413) 205-2942 or they can be found at 933 E Columbus Ave Springfield, MA 01105.

 

Lowell MA Insurance

Insurance brokers in Lowell, MA are listed below.

  • Byam Bros-Mahoney Ins. Agency was founded in 1906 and is independent.  They are affiliated with the following companies in providing coverage: Travelers, Guard, Tower Group Merchants, Plymouth Rock, Blue Cross Blue Shield, Tufts, Harvard Pilgrim etc.  Byam Bros-Mahoney can be contacted for quotes in Lowell MA on auto insurance, homeowners, health, life, valuable items, condo, property, tool, professional and more.  They can be called at (978) 454-2926 or their location is 191 Pawtucket Boulevard Lowell, Massachusetts 01854.
  • Francis E Provencher Ins. Agency Inc was started in the year 1982 and is independent.  They represent carriers like  Commerce, Merchant, Zurich & more.  This agent can be of use with quotes on car insurance in Lowell, health, life, homeowners, flood, dwellings, general liability, boat, workers comp etc.  Reach out to them at  (978)-459-8681 or their address is 530 Rogers St. Lowell, MA 01852.
  • Fred C Church Ins. was founded in 1865 and have greater than 130 workers as well as several offices.  They are affiliated with carriers like CNA, Arbella, Liberty Mutual, Commerce, Progressive, Ohio Casualty, Navigators, Zurich +more.  This agent can be of use with quotes in Lowell for health insurance, life, auto, homeowners, boats, group benefits, commercial etc.  Phone them at (978) 458-1865 or see them in person at 41 Wellman St. Lowell, MA 01851.
  • G.M. Insurance Center, Inc is an independent agency that has been around for longer than 80 years.  They can obtain quotes in Lowell for homeowners insurance, watercraft, life, car, homeowners, umbrella, renters, supplement, workers compensation, general liability plus more.  Contact them at (978) 937-5747 or their address is 850 Chelmsford Street Lowell, Massachusetts 01851.
  • Michael G. Conway Ins. Agency Inc was established in 1988.  Their carriers are Liberty Mutual, Quincy, Pilgrim, NGM, Premier, Amica, Encompass + more.  This agent can look for coverage in Lowell for life insurance, auto, homeowners, disability, business etc.  Phone them at (978) 454-5054 or their address is 77 E Merrimack Street Ste. 16 Lowell, Ma 01852.

We are not affiliated to any of the agents listed here.

Worcester MA Insurance

Below are insurance agents in Worcester, MA.

  • Feingold Ins. Agency was founded back in 1935 and is independent.  They represent carriers like: Encompass, Safeco, Commerce plus more.  Feingold can assist with coverage in Worcester for auto insurance, homeowners, life, group health, employment practices, workers compensation, inland marine, builders risk and more.  Contact them at their phone of (800) 370-1718 or their address is 22 Elm St. Worcester, MA 01608.
  • GM Abodeely Ins. Agency, Inc. started doing business in 1940.  They are partners with providers like: Bunker Hill, Hanover, Foremost, American Modern, UnumProvident, Pilgrim plus others.  They can be helpful with quotes in Worcester on homeowners insurance, car, life, group benefits, commercial general liability, property and more.  Phone this independent agency at (508) 791-2366 or visit them 370 Main Street
    Ste. 935 Worcester, MA 01608.
  • IMA (Ins. Marketing Agencies Inc) was established in the year 1924.  They are affiliated with carriers: GNY, Hagerty, Liberty Mutual, The Standard, Vanliner, The Hartford, Trustmark & many more.  IMA can be of use with quotes for car insurance in Worcester MA, homeowners, group health, life, umbrella, jewelry, business general liability, workers comp etc.  Call them at their number of (800) 891-1226 or see them in person at 306 Main St. Worcester, Massachusetts 01608.
  • Sullivan Group was started back in 1957 and is independent.  The carriers they work along with include: Middlesex Mutual Assurance, Crum & Forster, Sentry, Chubb, Philadelphia, Travelers, Zurich, MedMarc etc.  Sullivan Group can be of use with quotes in Worcester on life insurance, auto, homeowners, disability, employee benefits, business liability plus more.  Reach out to this agent at (800) 649-1553 or their location is 10 Chestnut Street Worcester, MA 01608.
  • The Protector Group Ins. was created in the year 1928.  This independent agency partners with the following companies in providing coverage:  Quincy Mutual, Safety, Hanover etc.  They can assist with quotes on homeowners insurance, auto, rec vehicles, renters, condo, group benefits, commercial and more.  Contact them at (508) 852-8500 or visit 100 Front Street, Ste. 800 Worcester, MA 01608.

This website has no affiliation with the brokers mentioned here.

 

Boston MA Insurance

The following are insurance agents located in Boston, MA.

  • Charles A Powers and Sons was founded back in 1932 and is an independent agency.  Their carriers include: MPIUA, Travelers, Arbella, Quincyh Mutual plus more.  Charles A Powers & Sons can assist with quotes in Boston for life insurance, auto, homeowners, long term care, commercial liability, workers comp, boat etc.  Call them at (617) 482-3640 or find them at their location of 123 South Street Boston, MA 02111.
  • Cleary Ins. is independent and a full service agency that affiliates with providers: One Beacon, Guardian, Acadia, Hanover, AIM Mutual, Fortress, Atlantic Charter + more.  Quotes in Boston can be obtained for homeowners insurance, car, life, fine art, renters, group benefits like health, errors/omissions, general liability, transportation etc.  Contact this agent at the following phone number (617) 723-0700 or their office is at 226 Causeway St. Suite 302 Boston, MA 02114.
  • Dwight Rudd Ins. was started in the year 1949 and partners with carriers: Hanover, Chubb, Peerless, Arbella, Plymouth Rock, Quincy, Vermont Mutual, Commerce, Andover Companies and more.  This independent agency can provide quotes in Boston on life insurance, long term care, auto, homeowners, condo, water craft, business interruption, general liability, property etc.  Call this agent at (617) 542-1915 or their location is the following: 170 Milk St. Boston, MA 02109.
  • H.R. Hatch Ins. Agency was founded in 1925 and is independent.  To help find coverage they work along with companies: The Hartford, CNA, Seneca, Quincy Mutual, Philadelphia etc.  They can of use with quotes in Boston on health insurance, homeowners, auto, wedding, long term care, business plus more.  Dial them at the following number (617) 426-3711.
  • JJ Bodner Insurance Agency of Boston Inc. is independent and carries coverage for companies such as Travelers, Chubb, Zurich, Vermont Mutual, Public Service, Commerce, Arbella, Merrimack Mutual etc.  They can help with quotes for car insurance, homeowners, renters,  flood, water craft, motor homes, professional offices, restaurants, contractors, errors/omissions and more.  Call JJ Bodner at their number of (617) 437-9400 or in person at 8 Claredon St. Boston, MA. 02116.
  • Knapp Schenck Ins. Services was initiated in the year 1921 and has a client base of greater than 3400 clients.  Their carrier partners are FM Global, One Beacon, Crum & Forster, Fireman’s Fund and more.  Knapp Schenck can obtain quotes for coverage in Boston like auto insurance, homeowners, valuables, business property, ocean marine etc.  Ring them at (617) 742-3366 or see them at 137 Lewis Wharf Boston, Massachusetts 02110.
  • Marvin Kaplan Ins. Agency, Inc. was created in 1949.  They partner with these carriers in offering coverage: Magna Carta, Arbella, Main Street America, Safety, Premier etc.  They can assist with quotes in Boston for homeowners insurance, auto, renters, condo, umbrella, business owners, earthquake, liquor liability & more.  Phone this independent agent at (617) 728-9898 or their office is found at 129 South St., 6th Fl Boston, MA 02111.
  • Nancy Z. Bender Ins. Agency, Inc. was established in the year 1978.  They represent carriers such as Vermont Mutual, Chubb, Travelers, Andover Companies, Commerce, Foremost, Zurich and more.  This agent can help with quotes in Boston on car insurance, homeowners, condo, renters, umbrella, workers compensation, general liability, inland marine, malpractice etc.  Reach them at phone number (617) 367-4900 or their address is 31 Milk St. Boston, MA 02109.

We are not related to or affiliated with the brokers noted here.  Its not a bad idea to check up on their histories to see if their have been reported complaints to the state before doing business.